پذیرش ارزهای رمزنگاری شده به عنوان روش پرداخت یا ابزار سرمایه گذاری نوین
فصلنامه بورس اوراق بهادار

فصلنامه بورس اوراق بهادار

پذیرش ارزهای رمزنگاری شده به عنوان روش پرداخت یا ابزار سرمایه گذاری نوین

نوع مقاله : مقاله پژوهشی

نویسندگان
1 کارشناس ارشد مدیریت فناوری اطلاعات دانشگاه شهید بهشتی تهران
2 استادیار دانشکده مدیریت و حسابداری، دانشگاه شهید بهشتی
چکیده
در سال های گذشته ارزهای رمزنگاری شده بارشد قیمت توجه زیادی را به خود جلب کرده اند که این موضوع منجر به این شد که مقالات متعددی درباره ابعاد فنی و یا اقتصادی ان ها نوشته شود اما با این وجود مقالات کمی به این موضوع پرداخته اند که چه عواملی باعث میشوند که مردم و بقیه ذینفعان ( مانند خرده فروشان ) به جای استفاده از سیستم بانکی از رمزارز استفاده بکنند. باتوجه به نوین بودن این حوزه در ایران در این مقاله با مروری برمقالات انجام شده در حوزه ارزهای رمزنگاری شده و داده های موجود از سالهای 2008 تا 2019 به این موضوع پرداختیم که چه عواملی باعث میشود تا مردم – خرده فروشان – توسعه دهندگان به جای سیستم بانکداری متمرکز از ارزهای رمزنگاری شده استفاده کنند و همچنین نوع واکنش دولت ها به این موضوع چگونه بوده است . باتوجه به نتایج تقاضای مصرف کنندگان و مزایای معاملاتی برای خرده فروشان سودمندی ادراک شده و اعتماد از جانب مردم و ریسک شکست کسب و کار – ریسک وجود خطا در کد نرم افزاری و ریسک قانونی ازجانب توسعه دهندگان جزو دلایل مهم موثر بر پذیرش ارزهای رمزنگاری شده است همچنین در انتها با تحلیل نتایج شکاف ها و فرصت های مطالعاتی این موضوع در ایران ارائه شده است
کلیدواژه‌ها

عنوان مقاله English

Acceptance of Crypto-Currencies as a new Payment Method or Investment tool

نویسندگان English

sajad zoghi 1
ali abdollahi 2
1 Master of IT Management Shahid Beheshti University
2 Faculty Of Management Shahid Beheshti University
چکیده English

In recent years, cryptocurrencies have attracted much attention with rising prices leading to numerous articles on their technical and economic dimensions . Although Few Articles have Investigated acceptance of this Technology by People and other Stakeholders , In other words, the question is what causes people and other stakeholders (such as retailers) to use cryptocurrencies instead of the banking system . In this Study, we review articles on cryptocurrencies from 2008 to 2019 to determine what factors affect the acceptance of cryptocurrencies by people - retailers - developers and governments. According to the results. Consumer demand and trading benefits for retailers. Perceived usefulness and trust from the public and the risk of business failure - The risk of software code error and legal risk from developers is one of the important reasons for affecting the acceptance of cryptocurrencies . Finally, by analyzing the results Gaps and opportunities for studying this topic in Iran are presented

کلیدواژه‌ها English

Fintech
Blockchain
Bitcoin
Technology Diffusion
Banking
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